Most working creatives in Metro Detroit are self-employed, which means no employer health plan. Direct primary care is a flat monthly membership for everyday doctor access, no insurance in the middle.
Children must be under 18. No more than two adults per family. Additional fees may apply to families of six or more.
Direct primary care (DPC) is a membership model. You pay the practice a flat monthly fee and get direct access to your doctor — visits, phone, text, and email — without insurance billing, copays, or per-visit charges. It does not cover hospital stays, surgeries, or major emergencies; that still needs insurance or a medical cost sharing program.
Plum Health DPC publishes membership pricing of $95/month for a single member, $180/month for a member plus a spouse or child, and $270/month for a family.
No. Direct primary care is a membership model paid directly to the practice — no insurance billing, no copays, no hidden fees.
It is not. DPC covers everyday primary care. Coverage for hospitalizations, surgeries, and major emergencies still needs a separate plan or health share.
Self-employed people, freelancers, and small studio owners who want predictable monthly costs and real access to a doctor.